From local businesses to large organizations, MSB’s dedicated team can support your commercial or residential portfolio with creative insurance and risk management techniques.

We start by analyzing your current and past 5 years insurance data and by understanding your business goals, and then our team works closely with you in developing property & casualty solutions that meet specific business needs and budgets while solving key risk issues.

Our knowledge of the insurance market and our relationships with real estate underwriters gives us the edge to negotiate the best policy terms at competitive rates from reputable insurance carriers around the world.

Our experience and delivered services since 1987 have helped us become the leading insurance agency in the real estate industry. Our capabilities include a comprehensive range of solutions, including property, casualty, professional, construction and development and additional areas of real estate.

Whether your organization is in one of our areas of specialization or you simply need an individual risk solution from below, MSB is a great one stop shop for your insurance program.

PERSONAL LINES

  • Homeowners
  • Dwelling Fire
  • Personal Umbrella
  • Flood
  • Vacant Property
  • Condo
  • Auto including (RV, Motorcycle, & Boat)
  • Renters

COMMERCIAL LINES

Property:

  • Builder’s Risk
  • Property / Package policy – Special Form.
  • Property with ongoing Rehab
  • Business Owner Policy (BOP)
  • Boiler and Machinery
  • Flood
  • Excess Flood {Difference In Conditions}
  • Coastal Wind
  • Terrorism
  • Inland Marine
  • Vacant Property

Casualty:

  • General Liability / Premises Liability
  • Automobile Liability / Garage Liability
  • Umbrella Liability
  • Excess Liability
  • Terrorism Liability
  • Employment practices Liability (Discrimination and Harassment – including Sexual Abuse and Molestation)
  • Product Liability
  • Liquor Liability
  • Crime/ Fiduciary
  • Professional Liability / Errors and Omissions
  • Workers’ Compensation
  • Cyber Liability (Data breach & Network Security)
  • Commercial Surety & Bonds

Servicing:

  • Risk Management Review
  • Line item Underwriting.
  • In-House Insurance platform for Property/Asset management companies.
  • LOI – Insurance premium analysis.
  • Portfolio Review
  • Accurate Replacement Cost Analysis
  • Catastrophic coverage (Wind & Hail – Coastal Risks, Earthquake and Flood zones) with Catastrophe Modeling
  • Claims Advocacy
  • Freddie Mac and Fannie Mae Insurance requirements
  • FHA-HUD, CITI, Key Bank and CMBS portfolio requirements.
  • Appraisals
  • Premium Financing
  • Certificate issuance promptly upon request – Email to Certificates@moonsbaker.com